Free Online CFA Level 1 Mock Exam 4

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Ethical and Professional Standards

1. Stewart is an analyst at Axel Capital, a small investment firm. While meeting with a former colleague named Andre, Stewart discovers that GYTEX will report quarter-end earnings by the end of the week. Andrei expects GYTEX’s quarter-end earnings to beat current market expectations by nearly 8%. Stewart had always valued Andre’s opinion in the past.

The next day, Stewart checks the firm’s recommendation on the stock and learns that the stock is a “hold.” Axel’s portfolio managers had not placed any buy orders on GYTEX. Stewart believed that he had no valid reason to suggest to the firm’s portfolio managers that the recommendation be changed. The next day, Stewart bought a substantial amount of GYTEX stock for his personal portfolio and completed the transaction the day before the earnings announcement. Prior to trading the GYTEX stock, Stewart complied with his firm’s compliance procedures, obtained pre-approval for the transaction, and met all of Axel’s reporting requirements.

Did Stewart violate the Code and Standards?

A. Yes, relating to priority of transactions.

B. No.

C. Yes, relating to material nonpublic information.

Correct Answer: B

Answer Explanation:

Stewart did not violate Standard VI(B)-Priority of Trades because he obtained pre-approval for the trades and fulfilled all of his employer’s reporting requirements.

Andre’s comments about GYTEX could be considered market noise, and unless Stewart knew that the trader had an ongoing business relationship with the firm, he had no reason to suspect that he had received material nonpublic information that would have prevented him from completing trades in his account. He took for granted that Andre’s advice had no reasonable basis because Axel did not recommend “buying” the stock. Because he valued Andre’s advice, he bought the stock for himself.

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2. Which of the following actions is least likely to ensure fair treatment of clients when an asset management firm changes its investment recommendations?

A. Distributing recommendation to high net worth and institutional clients prior to individual accounts.

B. Minimizing the time between decision and dissemination of the investment recommendation.

C. Limiting the number of people involved who are privy to the information that the recommendation is going to be disseminated.

Correct Answer: A

Answer Explanation:

Members and candidates shall establish procedures for the timing of the issuance of investment advice so that all clients receive fair treatment and information at approximately the same time.

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3. Which of the following is not correct about verification?

A. Verification must be conducted by an independent third party.

B. A company cannot perform its own verification.

C. Verification ensures compliance for specific composites and sectors.

Correct Answer: C

Answer Explanation:

Verification is carried out for the company as a whole, not for specific composites. Verification does not ensure the accuracy of any specific composite representation.

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